#Pending transactions meaning full

Pending transactions appear at the top of your Transactions list under 'Pending' Payments out of your account at the weekend (like direct debits and standing orders)Īny payments due out of your account on a Monday will leave your account on the Monday, meaning this money will be still available to you over the weekend.A pending transaction is a transaction that has been initiated or pre-authorized but has not been completed. When payments go into and come out of your account(s) at the weekend Payments into your account at the weekend (like your salary, pension or other regular income)Īny payments due into your account on a Monday will only be available to you from the Monday and not the Saturday as before. More information on your balance at the weekend Your balance might not be what you were expecting over the weekend and bank holidays. The customer now has £350 remaining of their £500 Arranged Overdraft limit remaining (use of Arranged Overdraft will include paying interest).

The account is overdrawn and has £250 pending transactions. Example of overdrawn account Account balance The customer can spend another £75 without going into their overdraft and paying interest. The account is in credit and has £25 pending transactions and an overdraft limit of £500. These are usually on planes, boats, trains or for parking or tolls so it’s important you always ensure you have enough funds in your account before making a transaction.Įxample of an account in credit Account balance This can be down to timing or where the merchant has not been able to contact us immediately because you have made an ‘offline’ transaction. Occasionally you won’t see a debit card payment as a pending transaction.

#Pending transactions meaning full

The transaction normally completes in full a day or two later when it will then also be reflected in your ‘Account Balance’. This is what is called a ‘pending transaction’ and you will see this reflected in your ‘Balance Including Pending Transactions’. However, this process can occasionally be delayed if the merchant takes longer to notify us. The merchant normally tells us about your transaction as soon as it happens and we set aside those funds by taking them off your balance to make sure you don’t spend the money again. Pending transactions are transactions you have made with your debit card which are waiting to be deducted from your account.

Your balances for all other accounts, such as savings, loans and mortgages are unchanged. This is the other part of what was previously called your 'available balance'. Overdraft Remaining is the remaining amount of your arranged overdraft (if you have one). This is one part of what was previously called your ‘available balance'. Overdraft Limit is is your arranged overdraft limit (if you have one).īalance including pending transactions shows your own money with pending transactions deducted. This does not include pending transactions. Account Balance shows how much money you have in your account at the start of the business day.